Your Legal Partner for Business,
Real Estate and Mortgage Banking
for the Western United States

  • Consumer Finance Services
  • Business Services
  • Probate, Wills and Trusts

Consumer Finance Litigation Division

Wright, Finlay & Zak’s ("WFZ") core practice area includes representing national, regional and small loan servicers, investors and originators in all aspects of mortgage banking and consumer finance litigation. Representation ranges from defending creditors in individual borrower cases to class and “mass” actions involving payment misapplication, loan modification, wrongful foreclosure, predatory lending, bankruptcy, title, rent control, force-placed insurance, unfair business practices and other mortgage-related issues impacting our clients. Additionally, our attorneys are highly experienced at defending cases involving most Federal and State statutes, including the California and Nevada Homeowner Bill of Rights (HOBR), Federal Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Federal Credit Reporting Act (FCRA), Federal and State Debt Collection Practices Acts (FDCPA and California’s Rosenthal Act), Telephone Consumer Protection Act (TCPA), Servicemembers Civil Relief Act (SCRA), Federal Racketeer Influenced and Corrupt Organization Act (RICO), as well as claims involving Home Affordable Modification Program (HAMP) and Home Affordable Foreclosure Alternatives (HAFA). Whether during the pre-litigation phase, motion practice, discovery, trial or appeal, WFZ’s attorneys are always searching for the most efficient way to resolve the matter and avoid extended litigation. We understand our client’s goals and therefore we successfully resolve most cases via settlement that results in a performing asset or liquidation.

In addition to defensive matters, WFZ also specializes in mortgage fraud recovery, helping our clients recover mortgage losses caused by originator, broker or appraiser fraud and negligence. These types of actions include enforcing repurchase obligations and, in some instance, obtaining a pre-judgment Writ of Attachment on a company’s assets.

WFZ also regularly handles affirmative actions for judicial foreclosure, deficiency judgments, title curative and receiverships. In some instances, we put a receiver in place to prevent rent skimming or other fraud, in order to cut the income stream which decreases the incentive to cause unwarranted delay.

WFZ’s Consumer Finance Litigation Division has offices in California, Nevada, Arizona, Washington, Utah and Oregon. We also have attorneys licensed to handle similar matters in New Mexico, giving WFZ a truly Regional presence capable of handling all your litigation and compliance needs on the West Coast. Additionally, since 2003, WFZ has provided some of our key clients with nationwide litigation management services. During this time, we have developed a network of excellent counsel throughout the country, who we work with on a daily basis to ensure that our clients' cases are being handled efficiently and competently.

If you have any questions regarding our Nationwide Litigation Management or Consumer Finance Litigation Division, please contact Robert Finlay or Robin Wright.

Main Office

4665 MacArthur Court,
Suite 200
Newport Beach, CA 92660
Phone: (949) 477-5050
Fax: (949) 608-9142

Nevada Office

7785 W. Sahara Ave.,
Suite 200
Las Vegas, NV 89117
Phone: (702) 475-7964
Fax: (702) 946-1345

Arizona Office

16427 N. Scottsdale Road,
Suite 300
Scottsdale, AZ 85254
Phone: (949) 477-5050
Fax: (949) 608-9142

Washington Office

3600 15th Avenue West
Suite 200
Seattle, WA 98119
Phone: (949) 477-5050
Fax: (949) 608-9142

Utah Office

2975 W. Executive Parkway
Suite 125 / Mailbox 155
Lehi, UT 84043
Phone: (801) 893-4901
Fax: (702) 946-1345

Oregon Office

121 SW Morrison St.
Suite 1875
Portland, OR 97204
Phone: (503) 479-8871
Fax: (949) 608-9142

Languages Spoken:

Spanish, Mandarin, French, Japanese, German, Armenian & Polish

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