Attorneys Julia L. Greenfield, Esq. Of
Counsel
Admitted to Bar:
State of California, 1982;
Supreme Court of the Commonwealth of Pennsylvania, 1976.
Education:
Binghamton University (B.A. English
Literature; Phi Beta Kappa, 1973); Villanova University School of
Law, Villanova, Pennsylvania (J.D. 1976).
Member: California and Orange County
Bar Association.
Practice Areas: Ms. Greenfield
brings to our firm more than 30 years of experience working
in-house with some of the nation’s largest prime and subprime
mortgage lenders located in Southern California, including
California Federal Bank, FSB, Home Savings of America, FSB, New
Century Mortgage, Option One Mortgage, Finance America, LLC, and
Quick Loan Funding, Inc. Ms. Greenfield specializes in federal
and state laws and regulations governing mortgage loan
origination and servicing, including the Federal
Truth-in-Lending Act and Regulation Z; the Federal Home Mortgage
Disclosure Act and Regulation C; the Federal Real Estate
Settlement Procedures Act and Regulation X; the Federal Equal
Credit Opportunity Act and Regulation B; the Federal
Gramm-Leach-Bliley Act and the FTC Privacy Regulations; the
Federal Fair Housing Act; the Federal Fair Credit Reporting Act
and the FACT Act; the Federal Debt Collection Practices Act; the
Federal Home Ownership Equity Protection Act and Regulation Z
Section 32, the Patriot Act and OFAC Compliance, as well as
Federal and State licensing, fair lending, predatory lending,
privacy, disclosure, usury, advertising, origination and
servicing laws and regulations, as well as loan sales,
repurchases and secondary marketing.
Julia
Leah Greenfield, a mortgage banking and regulatory compliance
attorney known to many of our colleagues
and clients, has recently joined Wright Finlay & Zak, and will serve
as a Managing Attorney of our new Compliance, Regulatory and
Licensing Division.
