Quality Representation and Excellent Service Your Legal Partner for Business, Real Estate and Mortgage Banking for the Western United States

Client Training Presentations

Legal Aid Center of Southern Nevada Small Business Project – Ask-A-Lawyer

“Protecting Your Business – Part I – What Every Business Owner Needs to Know When Reviewing a Commercial Lease”

A discussion geared toward non-attorney small business owners who need to know how to navigate their first commercial lease. From the basic types of commercial leases to important terms and considerations when comparing rates, this session will provide insight into interpreting the first contract that a new business owner is likely to encounter.

Natalie C. Lehman, Esq., Presenter

March 15, 2018


Servicing Client

“What’s New in Loss Mitigation Requirements?”

On-site client seminars on California and Nevada Homeowner Bill of Rights, interaction between CFPB’s new rules for working with “successors” to the borrower and California’s Widows and Orphans Bill.

T. Robert Finlay, Esq. and Robin P. Wright, Esq., Presenters

January 23, 2018 & January 25, 2018


Servicing Client

“Deep Dive: Nevada HOA Litigation and Ongoing HOBR Issues in NV/CA”

On-site client seminar covering HOA issues in Nevada that impact litigation management and California and Nevada Homeowners Bill of Rights issues.

T. Robert Finlay, Esq. and Robin P. Wright, Esq., Presenters

February 28, 2017


WALZ Monthly Client Webinar

“Widows and Orphans Bills: SB 1150 and the New CFPB Servicing Rules”

A webinar on the new HOBR Law effective January 1, 2017 mandating how Servicers must handle defaulted loans upon notification of a deceased borrower by their Successor.

T. Robert Finlay, Esq., Presenter

January 25, 2017


WALZ Monthly Client Webinar

“Widows and Orphans Bill: SB 1150 and the New CFPB Servicing Rules”

A webinar on the new HOBR Law effective January 1, 2017 mandating how Servicers must handle defaulted loans upon notification of a deceased borrower by their Successor.

Michelle A. Mierzwa, Esq., Presenter

December 14, 2016


Servicing Client

“Widows and Orphans Bills: SB 1150 and the New CFPB Servicing Rules”

A webinar on the new HOBR Law effective January 1, 2017 mandating how Servicers must handle defaulted loans upon notification of a deceased borrower by their Successor.

T. Robert Finlay, Esq., Presenter

November 29, 2016


Servicing Client

“Industry Update: Western States”

“Servicing Transfer Compliance and Complaint Management”

“Western States: A Foreclosure Overview”

Three onsite interactive training sessions with management and staff, including legislative, regulatory and case law updates in California, Nevada and Washington and CFPB Regulations, as well as the nonjudicial foreclosure processes in Arizona, California, Nevada and Washington.

Michelle A. Mierzwa, Esq., Presenter

September 28, 2016


Servicing Client

“Effect of Bankruptcy on Foreclosure Sales”

Onsite interactive client seminar on the effect of bankruptcy on various stages of foreclosure proceedings in California, Nevada, Arizona and Washington, including applicable state law rescission processes.

Michelle A. Mierzwa, Esq., Presenter

September 14, 2016


Servicing Client Roundtable Summit

“Trends in Foreclosure”

Participation in roundtable panel at annual law firm and investor summit, including discussion of new CFPB Rules and California legislation on servicers’ obligations to successors in interest to borrowers, and recent developments in Nevada HOA Lien Priority case law.

Michelle A. Mierzwa, Esq., Presenter

August 9, 2016


Servicing Client

"Communication Issues with California and Nevada's Homeowner Bill of Rights"

On-site client seminar.

T. Robert Finlay, Esq. and Robin P. Wright, Esq., Presenters

June 7, 2016


The Knowledge Group

“Residential Mortgage: How to Survive Litigation Woes and Regulatory Enforcement Actions”

Webinar covering the important aspects, as well as recent developments, of CFPB’s TILA-RESPA Integrated Disclosure Rule, including recent court decisions affecting the industry.

T. Robert Finlay, Esq., Co-Presenter

March 7, 2016


Servicing Client

“Homeowner Bill of Rights and HOA Issues Impacting Litigation Management for Loan Servicers”

On-site client seminar regarding the California and Nevada Homeowners Bill of Rights and HOA Issues Impacting Litigation Management and Compliance

Robin P. Wright, Esq. and T. Robert Finlay, Esq., Presenters

November 18, 2015


Servicing Client

“Homeowner Bill of Rights and HOA Issues Impacting Litigation Management for Loan Servicers”

On-site client seminar regarding the California and Nevada Homeowners Bill of Rights and HOA Issues Impacting Litigation Management and Compliance

Robin P. Wright, Esq. and T. Robert Finlay, Esq., Presenters

November 17, 2015


American Legal & Financial Network

“Preventing Risks Arising From Communications With The Borrowers and Others”

Webinar regarding advising the banking client how to document communications with the defaulting borrower.

Jonathan M. Zak, Esq., Presenter

August 25, 2015


Servicing Client's In-House Counsel Forum

"Homeowner Bill of Rights and HOA Issues Impacting Litigation Management for Loan Servicers"

Robin P. Wright, Esq. and T. Robert Finlay, Esq., Presenters

July 30, 2015


Answers-Selecting and Properly Asserting Affirmative Defenses

An educational session on the importance of carefully selecting and properly asserting affirmative defenses, as the defendant has the burden of proving them at trial and is subjected to discovery and dispositive motions on them, including tips on how to avoid asserting excessive and unnecessary affirmative defenses, as that only creates more work and risk in the defense of a lawsuit.

Charles D. McKenna, Esq., Presenter

June 30, 2015


Keeping Confidential Information Confidential

This educational session included the California and Federal Privacy Laws and Regulations and a how to recognize and avoid potential violations.

Jonathan M. Zak, Esq., Presenter

June 2014


Comparison of CA and NV Homeowner Bill of Rights

The firm has presented many on-site client seminars/training sessions that compare the rules in CA HOBR with NV HOBR, two similar yet different sets of law designed to slow down, if not prevent, foreclosures in California and Nevada. Another facet of this presentation also included a summary of complimentary (or conflicting) CFPB provisions that went into effect January 2014 requiring lenders to carefully "dance" between the federal requirements of CFPB and the more (or less) protective state laws. The interactive seminars not only educated client's staff members on the new laws, but assisted them with compliance and policy & procedure implementation. Each session was tailored to the specific needs of the clients.

Various dates in 2013 and 2014


Servicing Client

"Bankruptcy Hot Topics and CFPB and HOBR Issues"

Nichole L. Glowin, Esq. and Robin P. Wright, Esq., Presenters

January 19, 2014


Servicing Client

Arizona's HB 2033 and Nevada's Homeowner Bill of Rights ("NV HOBR")

Client–tailored presentation on AZ and NV new laws, specifically AZ's HB 2033 and NV HBOR.

The firm has presented many on-site client seminars/training sessions on NV HOBR, which law went into effect on October 1, 2013. This new set of laws was designed to slow down, if not prevent, foreclosures by requiring borrower contact, a single point of contact and new notices, prohibiting dual tracking (pursuing loss mitigation options while proceeding with foreclosures), and more. The interactive seminars educated our clients on all of the new requirements of the law, and provided valuable assistance with compliance and procedure implementation. Each session was tailored to the specific needs of the client.

Robin P. Wright, Esq., Presenter

December 5, 2013


Servicing Client

"Homeowners Bill of Rights in CA & NV, litigated evictions, title issues, and other pertinent Federal and State legislation" — Client on-site seminar regarding the main REO challenges currently faced by lenders and loan servicers.

T. Robert Finlay, Esq. and Todd E. Chvat, Esq., Presenters

May 2013


Servicing Client

"Homeowners Bill of Rights"

T. Robert Finlay, Esq., Presenter

March 5, 2013


California Homeowner Bill of Rights ("CA HOBR")

Wright, Finlay & Zak, LLP has presented many on-site client seminars/training sessions on CA HOBR, which law went into effect January 1, 2013. This new set of laws was designed to slow down, if not prevent, foreclosures by requiring borrower contact, new notices, and a single point of contact, prohibiting dual tracking (pursuing loss mitigation options while proceeding with foreclosures), and more. The interactive seminars not only educated our clients on all of the new requirements of the law, but also provided valuable assistance with compliance and procedure implementation. Each session was tailored to the specific needs of the clients.

Various dates in 2012 and 2013


AB 284 (revised by AB 300)

The firm did many presentations on Nevada's AB 284 enacted in 2011, which new law virtually caused Nevada's foreclosures to come to a screeching halt. The new law was not well-written, and came with large monetary penalties for noncompliance. Our presentations and compliance seminars greatly assisted servicers, lenders and trustees in understanding the new requirements and implementing procedures to minimize risks in complying with this ambiguous new law.

Various dates in 2011 and 2012


Servicing Client

"Recent developments in CA and NV Mortgage Litigation"

Jonathan M. Zak, Esq. and Gwen H. Ribar, Esq., Presenters

Sept 2011


Servicing Client

"Document Execution"

Tailored presentation focused on the requisite knowledge and authority needed by a loan servicer when executing foreclosure documents, affidavits, declarations and verifications. Presentation highlights included participants learning the difference between signing a document as a custodian of records versus signing a document with personal knowledge of the event in question. The attendees also learned when a power-of-attorney or agency agreement can be used when executing a document, and when these documents cannot be used.

Robin P. Wright, Esq. and Stephen T. Hicklin, Esq., Presenters

May 3, 2011


"The Civil Litigation Timeline" – A Nuts and Bolts Guide to the Litigation Process."

This is our most popular seminar covering the fundamentals of civil litigation, from service of the Summons & Complaint, all the way through trial. Our clients' new employees and even seasoned employees found the information learned in this session invaluable.

T. Robert Finlay, Esq. and Robin P. Wright, Esq., Presenters

Various dates in 2011


Servicing Client

"Bankruptcy 101″ — A Cheat Sheet to Navigating Lender-Based Bankruptcy Issues.

This educational session covers the basics of bankruptcy law from the creditor's perspective, including the key differences between the bankruptcy chapters, the various motions filed by both debtor and creditor, bankruptcy schedules and much more. One of the many highlights of this session included the cutting edge ways of dealing with abusive bankruptcy filers.

Nichole L. Glowin, Esq., Presenter

February 24, 2011


Servicing Client

"The Civil Litigation Timeline: A Nuts and Bolts Guide to the Litigation Process"

T. Robert Finlay, Esq. and Robin P. Wright, Esq., Presenters

February 10, 2011


Servicing Client

"The Civil Litigation Timeline: A Nuts and Bolts Guide to the Litigation Process"

T. Robert Finlay, Esq. and Robin P. Wright, Esq., Presenters

February 9, 2011


Servicing Client

"Pitfalls of Short Sale Closings"

Jonathan M. Zak, Esq., Presenter

February 9, 2011


Servicing Client

"Preparing the Bank Witness for Deposition and Trial"

Jonathan M. Zak, Esq., Presenter

October 8, 2010


Servicing Client

"Mortgage Litigation Seminar"

T. Robert Finlay, Esq. and Robin P. Wright, Esq., Presenters

September 14, 2010


Servicing Client

"Legal Update: California Civil Code Section 2923.5, Top 10 Legal Issues Facing Servicers, Mediation Programs and Pending Legislation"

T. Robert Finlay, Esq. and Jonathan M. Zak, Esq., Presenters

June 2010


Servicing Client

"Litigation Overview: From Complaint to Resolution"

Robin P. Wright, Esq. and T. Robert Finlay, Esq., Presenters

March 2010


Servicing Client

"Legal Update: Assignee Liability, New Non-Judicial Foreclosure Laws, and Mandatory Mediation Programs"

Robin P. Wright, Esq. and T. Robert Finlay, Esq., Presenters

March 2010


Servicing Client

"Assignee Liability Under the Truth-in-Lending Act & California Law"

Robin P. Wright, Esq. and T. Robert Finlay, Esq., Presenters

March 2010


Servicing Client

"Preparing for and Testifying at a Deposition and Trial"

Jonathan M. Zak, Esq., Presenter

November 12, 2009


Servicing Client

"Prepare Your Witness to Testify at Deposition and Trial: In-house Training."

Jonathan M. Zak, Esq., Presenter

September, 2009