Publications

As a premiere legal firm in multiple states we pride our selves on contributing to the practice of law and the awareness of our national community. Throughout the list below you will find various articles written by our very own attorneys whose primary goal is to keep our communities informed about the legal situations that matter to them. In addition, you will find our quarterly publications which have been published by Wright, Finlay & Zak, LLP. "The WFZ Quarterly" aims to bring together the wealth of knowledge our firm has to better inform our clients and prospective clients about the ever changing landscape of the legal field.

The WFZ Quarterly

Spring 2018

Too Tender for This World? The Rise (and Possible Fall) of the Tender Rule

April 2018

By Todd E. Chvat, Esq. and T. Robert Finlay, Esq.

Why California’s New Recording Fees Matter for Servicers

M Report

April 5, 2018

By Joan C. Spaeder-Younkin, Esq. and Michelle A. Mierzwa, Esq.

Putting Abandoned Properties Under the Spotlight

DS News

April 18, 2018

By Michelle A. Mierzwa, Esq.

Keeping PACE with Clean Energy Finance Laws

M Report

March 20, 2018

By T. Robert Finlay, Esq. and Sonia Plesset Edwards, Esq.

The Past and Future of PACE

DS News

March 20, 2018

By T. Robert Finlay, Esq. and Sonia Plesset Edwards, Esq.

The New Year Brings New HOBR Requirements

Mortgage Compliance Magazine, February 2018

DS News, December 2017

By T. Robert Finlay, Esq. and Ruby J. Chavez, Esq.

Is the Glass Half Full or Half Empty?

Diversity Briefing

Winter 2017

By Magdalena D. Kozinska, Esq.

A Tale of Two Amici

ALFN Angle, Vol. 5, Issue 1

Mortgage Daily, November 20, 2017

By Jonathan D. Fink, Esq. and T. Robert Finlay, Esq.

Statute of Limitations Issues In the Pacific Northwest and Southwest
(Avoiding the SOL Bar Through Waiver of Acceleration and Tolling)

ALFN Angle, Vol. 5, Issue 1

Mortgage Daily, November 14, 2017

By Jamin S. Neil, Esq. and T. Robert Finlay, Esq.

The Ninth Circuit Bars Claims Against Trustee Due to the Borrower’s Failure to Amend Include the Claims in their Bankruptcy Schedules

UTA Quarterly

Fall 2017

By Laura N. Coughlin, Esq. and T. Robert Finlay, Esq.

California Court of Appeals Confirms the Qualified Privilege for Foreclosure Trustees: Schep v. Capital One, N.A.

UTA Quarterly

Fall 2017

By Marvin B. Adviento, Esq. and T. Robert Finlay, Esq.

Foreclosure Mediation Program Update

UTA Quarterly

Fall 2017

By Ramir M. Hernandez, Esq.

Trustees Triumph – With its recent decision, the Ninth Circuit Court has barred claims against trustees in certain situations. Could it help keep future frivolous lawsuits at bay?

DS News

October 2017

By Laura N. Coughlin, Esq. and T. Robert Finlay, Esq.

Bankruptcy Ruling Benefits Foreclosing Parties – 9^th Circuit Bars Borrower’s Claims

Mortgage Daily

September 22, 2017

By Laura N. Coughlin, Esq. and T. Robert Finlay, Esq.

Women in Housing – Highlighting 60 Women Making a Difference in the Industry

M Report

September 2017

WFZ congratulates its Managing Partner, Robin P. Wright, Esq. for her Honorable Mention as a leading lady in the mortgage industry!

California Supreme Court to Review Conflicting Decisions Calling Into Question When the Purchaser at a Foreclosure Sale Can Start its Eviction

California Mortgage Finance News

Fall 2017

By Michael Asatourian, Esq. and T. Robert Finlay, Esq.

Ten Grenades Hiding in Tenant Commercial Leases: What You Didn’t Bargain For Could Blow Up Your Business

August 2017

By Robert J. Matthews, Esq.

The WFZ Quarterly

Summer 2017

Conflicting California Decisions Call Into Question When the Purchaser at a Foreclosure Sale Can Start Its Eviction

UTA Quarterly, Spring 2017

Mortgage Daily, April 3, 2017

By Michael Asatourian, Esq. and T. Robert Finlay, Esq.

The WFZ Quarterly

Winter 2017

Statute of Limitations Issues Jump Across Coasts Hitting the Pacific Northwest and Southwest: Can Waiving Acceleration Avoid the Statute of Limitations’ Bar to Foreclosure?

WFZ Quarterly

January 2017

By Jamin S. Neil, Esq. and T. Robert Finlay, Esq.

Can the Buyer of a Property at a HOA Foreclosure Sale Destroy Diversity Jurisdiction by Joining the Former Homeowner?

UTA Quarterly

Winter 2016

By Dana Jonathon Nitz, Esq.

When Borrowers’ Rights and CFPB Collide

DS News

August 2016

By Michelle A. Mierzwa, Esq.

Jordan v. Nationstar Mortgage, LLC: The Washington Supreme Court’s Sweeping New Decision on Pre-foreclosure Efforts to Enter and Secure Real Property in the State

Legal League 100 Quarterly

August 2016

By Ryan M. Carson, Esq. and Michelle M. Mierzwa, Esq.

Nevada HOA Update: Will the Nevada Supreme Court Limit the Negative Impact of the SFR Decision to HOA Sales Occurring After September 18, 2014?

Nevada Bankers Association

July 2016

By Dana Jonathon Nitz, Esq. and Natalie C. Lehman, Esq.

The WFZ Quarterly

Summer 2016

With CFPB Regulations Looming, California Looks to Jump the Gun and Implement its own Regulations for Working with Successors to a Deceased Borrower

UTA Quarterly

June 2016

By T. Robert Finlay, Esq.

A Cautionary DNMS tale: Bae v. T.D. Service Company

UTA Quarterly

June 2016

By Marvin B. Adviento, Esq. and T. Robert Finlay, Esq.

California Loss Mitigation Bill Creates More Problems Than It Solves

HousingWire

April 29, 2016

By T. Robert Finlay, Esq.

The WFZ Quarterly

Spring 2016

Fallout from Foreclosure Ruling Could Strangle Housing Market

National Mortgage News

March 24, 2016

By T. Robert Finlay, Esq.

Comparing the Foreclosure Beneficiary's Duty of Disclosure with the Prospective Purchaser's Obligation to Investigate the Property? The 9th Circuit Sheds Some Light on the Issue

UTA Quarterly

Spring 2016

By Magdalena D. Kozinska, Esq. and T. Robert Finlay, Esq.

Right of Redemption on HOA Sales - A Solution or Just Another Problem for Servicers in Nevada?

February 2016

By Robin P. Wright, Esq. and T. Robert Finlay, Esq.

Is Nevada’s HOA Solution Just Another Problem For Mortgage Servicers?

HousingWire

January 2016

By T. Robert Finlay, Esq.

California HOBR - When is a Borrower Entitled to Attorneys’ Fees After Enjoining a Foreclosure Sale?

DS News (January 2016)

California Mortgage Finance News (Winter 2015)

By Nicole S. Dunn, Esq. and T. Robert Finlay, Esq.

Will Senate Bill 306 Ease Lenders’ Pain From the SFR v. US Bank Decision?

UTA Quarterly

Summer 2015

By T. Robert Finlay, Esq. & Robin P. Wright, Esq.

Employment Rights for Medical Marijuana

Vegas Cannabis Magazine

March 2015

By Martin Jaccarino

Legislation Alert: California Notary Requirements Changing

DS News

January 2015

By Sonia Plesset, Esq.

Insecurity: A discussion of wrongful Foreclosure Litigation including Glaski v. Bank of America, 218 Cal. App. 4th 1079, 1095 (2013) and Yvanova v. New Century Mortgage Corporation

November 2014

By Jonathan D. Fink, Esq.

Beware of Defective Service! A Lesson in relying on the court to catch invalid service.

May 21, 2014

By T. Robert Finlay, Esq. and Marvin B. Adviento, Esq.

Will the Recent California Supreme Court Decision in Riverisland Cold Storage Lead to a Flood of Borrower Suits Arising from Loan Modification Agreements?

February 21, 2014

by Jonathan M. Zak, Esq. and James J. Ramos, Esq.

Trial & Error?

June 2013

by Todd E. Chvat, Esq. and T. Robert Finlay, Esq.

The Increasing Threat to Lender Priority Rights

May 17, 2013

by Dana J. Nitz, Esq. and R. Samuel Ehlers, Esq.

Lenders Beware, Pitfalls of Foreclosing in Los Angeles

May 7, 2013

by Nicholas G. Hood, Esq. and T. Robert Finlay, Esq.

UTA Helps to Foreclose on the Argument

Spring 2013

by Christopher Benner, Esq. and Robin P. Wright, Esq.

HAMP Modification a Must if Trial Plan Compliance - West v. JP Morgan Chase Bank

April 5, 2013

by Todd E. Chvat, Esq. and T. Robert Finlay, Esq.

Increasing threat to Lender Priority Rights in NV

March 15, 2013

By Robin P. Wright, Esq. and Dana J. Nitz, Esq.

Resurgence of Judicial Foreclosures to Avoid Road Blocks

March 7, 2013

by Dana J. Nitz, Esq. and Christopher Benner, Esq.

Glaski Reopens The Standing Debate

UTA Quarterly

Winter 2013

by Marvin B. Adviento, Esq. and T. Robert Finlay, Esq.

The Game Changer – The California Bill of Rights

August 27, 2012

by T. Robert Finlay, Esq.

Oregon and Washington Courts Create an Uncertain Future for Non-Judicial Foreclosures in the Region

August 27, 2012

by T. Robert Finlay, Esq.

Lona v. Citibank - Unconscionable or Oppressive Loan Origination

Spring 2012

by Jonathan M. Zak, Esq.

Danger – Beware of Probate Fees and Costs

UTA Quarterly

September 2011

by T. Robert Finlay, Esq.

Have you ever been forced to pay pre-foreclosure HOA dues?

UTA Quarterly

September 2011

by T. Robert Finlay, Esq.

To Preempt or Not to Preempt: That is the Question that Courts are Facing with California Civil Code Section 2923.5

Spring 2011

by T. Robert Finlay, Esq. and Ruby J. Chavez, Esq. for UTA – United Trustees Association

Complying with AB 284.

UTA Quarterly

Winter 2011

by Robin P. Wright, Esq.

Ruling Could Shield Lenders – Eviction Judgment Offers Protections

HousingWire

January 2011

by T. Robert Finlay, Esq. and Madeleine Lee, Esq.

Does the "As Is" Clause and California's Disclosure Exemption Protect an REO Sale From Non-Disclosure Liability?

REOMAC Update

September / October 2010

by Jonathan M. Zak, Esq. and William Idleman, Esq.

The Mabry Tale Has Come To Its End

UTA Quarterly

Fall 2010

by T. Robert Finlay, Esq. and Jennifer A. Johnson, Esq.

The Mabry Hurdle

REO Insider

September 2010

by T. Robert Finlay, Esq. and Jennifer A. Johnson, Esq.

Nevada Court Confirms MERS' Authority to Substitute Trustee, But Questions MERS' Authority to Execute an Assignment

UTA Quarterly

Summer 2010

by Robin Prema Wright, Esq.

When Does a Mistaken Bid Warrant Setting Aside The Foreclosure Sale

UTA Quarterly

Summer 2010

by T. Robert Finlay, Esq. and Kiran Sharma, Esq.

The New Wave of Litigation – Challenges to Trustee's Sales Under Civil Code Section 2932.5

UTA Quarterly

Summer 2010

by Richard Simpson, Esq.

Just How Final are Bankruptcy Sales "Free and Clear"

CLTA Claims Awareness Hot Sheet

July 2010

by Donna La Porte, Esq.

Reformation: A Proposition to Consider When a Former Trustee Conducts a Foreclosure Sale

UTA Quarterly

Spring 2010

by T. Robert Finlay, Esq. and Kiran Sharma, Esq.

San Diego County Ordinance

UTA Quarterly

Spring 2010

by Jonathan M. Zak, Esq.

Orange County, California Mandatory Mediation Program Into Effect On Foreclosure-Related Lawsuits

UTA Quarterly

Spring 2010

by T. Robert Finlay, Esq.

A California-Brewed Recipe for Litigation

Servicing Management

March 2010

by T. Robert Finlay, Esq.

How Super are Super Priority HOA Liens

Winter 2010

by Raymond A. Jereza, Esq.

Does the Litigation Privilege Shield a Debt Collector From Liability Under California's Rosenthal Act?

UTA Quarterly

Fall 2009

by T. Robert Finlay, Esq. and William J. Idleman, Esq.

The D'oench, Duhme Doctrine: Creating A Super Holder In Due Course Defense For Claims Arising Out Of Assets Passed Through The FDIC

UTA Quarterly

Fall 2009

by Jonathan M. Zak, Esq. and James Ramos, Esq.

MERS – The Good, The Bad & The Ugly: The Current Legal Atmosphere Surrounding the Mortgage Industry's Most Beloved "Nominee" Beneficiary/Mortgagee

UTA Quarterly

Winter 2009

by T. Robert Finlay, Esq. and Nicholas G. Hood, Esq.

The Benefits of Appointing a Receiver in Today's Foreclosure Crises

UTA Quarterly

Winter 2009

by T. Robert Finlay, Esq. and Amy Y. Song, Esq.

What Is 2923 Doing To Us Now?

UTA Quarterly

Winter 2009

by T. Robert Finlay, Esq. and Christina D. Rovira, Esq.

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